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(833) 382-1557

Your potential monthly savings*

Outstanding Balance

$25,000

Current Payment

24.99% APR

$875

New Payment

5.99% APR

$483

Monthly Savings

$392

Outstanding Balance

$35,000

Current Payment

24.99% APR

$1,225

New Payment

5.99% APR

$676

Monthly Savings

$549

Outstanding Balance

$45,000

Current Payment

24.99% APR

$1,575

New Payment

5.99% APR

$870

Monthly Savings

$705

*This example is for illustrative purposes only. Estimates were calculated using our loan consolidation calculator, assuming minimum credit card payments of 3.5% of existing balances and a loan with a 60-month term at a 5.99% APR.

Our simple 3-step process

1. Apply Online

2. Verify Info

3. Collect Funds

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Our clients are family

“I usually throw out junk mail, but this was anything but. My husband and I decided to call the number on the mailer and it worked, we got a loan!”

Marie, FL

“The team was so helpful and made the process easy from start to finish. Highly recommended!”

John, TX

“My Smart Money loan allowed me to pay off credit cards with ridiculously high APR’s. Highly recommend if your disciplined and ready for a change.”

Jeremy, CA

“The team at Smart Money Capital couldn’t have been more honest, and straightforward. They were patient and answered all my questions.”

Sarah, TX

“I put myself in a terrible financial situation by overspending and having to deal with some unexpected medical stuff. This helps a lot.”

Miguel, VA

“I feel great about my decision to go with Smart Money Capital. The process was pretty simple and my loan came faster than expected.”

Meredith, CA

Start saving today!

(833) 382-1557

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We’re here to help you take control of your finances with personalized loan solutions that fit your needs. At Smart Money Capital, we make the process simple, transparent, and hassle-free, so you can focus on what matters most. Let us help find you the right financial plan and support you every step of the way!

2025 © Smart Money Capital, LLC. All rights reserved.

Smart Money Capital, LLC is a Utah licensed lender under the Utah Department of Financial Institutions. Loan amounts range from $1,000 to $100,000, with APRs ranging from 5.99% to 36%. Repayment terms may vary. Eligibility is based on criteria including credit history, income verification, and other factors. By submitting a loan request, you authorize Smart Money Capital to verify your information, conduct credit checks, and assess your creditworthiness. Smart Money Capital may request income and employment verification. Upon request, you will be provided with the name and address of the credit reporting agency used. This service may not be available in all states. Loan availability and terms are subject to approval and state laws. Void where prohibited. Smart Money Capital LLC operates under dba Smoney LLC in New York and Florida. Terms and conditions may vary by state. For more details, please see visit our Terms of Use and Privacy Policy pages.