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Does not affect your credit score.

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See what you could save every month.
Here's an example:*

Current Debt

$25,000

Current Debt

$35,000

Current Debt

$45,000

Current Payment
(at 21% APR)

$1,000

Current Payment
(at 21% APR)

$1,400

Current Payment
(at 21% APR)

$1,800

New Payment

$478

New Payment

$669

New Payment

$860

Total Savings

$522

Total Savings

$731

Total Savings

$940
*Example for illustrative purposes only. Estimations used were determined through our loan consolidation calculator with minimum credit card payments of 4% of existing outstanding balances and a loan with a 60-month term and 5.5% APR.

Our clients are family

“My Smart Money loan allowed me to pay off credit cards with ridiculously high APR’s. Highly recommend if your disciplined and ready for a change.”
Jeremy, CA
“The team at Smart Money Capital couldn’t have been more honest, and straightforward. They were patient and answered all my questions.”
Sarah, TX
“I usually throw out junk mail, but this was anything but. My husband and I decided to call the number on the mailer and it worked, we got a loan!”
Marie, FL
“I put myself in a terrible financial situation by overspending and having to deal with some unexpected medical stuff. This helps a lot.”
Miguel, VA
“I feel great about my decision to go with Smart Money Capital. The process was pretty simple and my loan came faster than expected.”
Meredith, CA

Our simple 3-step process

While traditional banks make the loan process difficult, we’ve streamlined and built a customer-centric approach that works.
1. Apply Online
2. Verify Info
3. Collect Funds

Expedite your loan?
Call (855) 706-5743

Any personal information you provide is encrypted and secure.
Any personal information you provide is encrypted and secure.
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(855) 706-5743   |   info@smartmoneycapital.com

Smart Money Capital, LLC, a licensed lender in Utah under the jurisdiction of the Utah Department of Financial Institutions, extends personal loan offers to customers who initially accessed them through paid advertisements on there internet and mail. These offers feature interest rates on Smart Money Capital that do not exceed 35.99% APR, with repayment terms ranging from 61 days to 180 months. The actual interest rate you qualify for depends on factors such as your credit score, loan amount, loan duration, place of residence, credit utilization, and credit history. The specific interest rate will be mutually agreed upon between you and the lender. To provide an illustration, if you were to borrow $10,000 for a period of 36 months at a 10% interest rate, the total amount repaid over the loan’s duration would equal $11,616.12.